How fast can I get an insurance quote from Amsure?

Amsure provides instant ballpark quotes in under 30 seconds through our AI-powered quote engine. We compare rates from 40+ top carriers to find you the best coverage at the lowest price. For a fully bound policy, our agents can finalize your quote within 24 hours.

What types of insurance does Amsure offer?

Amsure offers comprehensive personal and commercial insurance including: Auto Insurance, Homeowners Insurance, Renters Insurance, Landlord Insurance, Motorcycle Insurance, RV Insurance, Classic Car Insurance, Umbrella Insurance, General Liability, Business Owner's Policy (BOP), Workers' Compensation, Commercial Auto, Professional Liability (E&O), and Trucking Insurance.

Is Amsure licensed to sell insurance in Illinois?

Yes, Amsure Co. is a fully licensed insurance producer in the State of Illinois, regulated by the Illinois Department of Insurance. We maintain all required licenses and comply with all Illinois insurance regulations, including continuing education requirements for all producers.

How many insurance carriers does Amsure work with?

Amsure partners with 40+ A-rated insurance carriers to provide our clients with the most competitive rates and broadest coverage options. Our AI technology compares quotes across all carriers simultaneously to find the best value for your specific risk profile.

Does Amsure offer commercial insurance for businesses?

Yes, Amsure specializes in commercial insurance including General Liability, Business Owner's Policy (BOP), Workers' Compensation, Commercial Auto, Professional Liability, Cyber Liability, and customized commercial packages. We serve businesses of all sizes from startups to enterprises across Illinois and nationwide.

Can I manage my insurance policy online with Amsure?

Yes, Amsure provides a secure online Client Portal where you can view your policies, download certificates of insurance, file claims, make payments, request policy changes, and communicate directly with your dedicated agent 24/7.

Do I need umbrella insurance?

If your net worth (home equity, retirement, savings) exceeds your auto and home liability limits, an umbrella covers the gap. Most $1M umbrellas in Illinois run $200-400/year — cheap insurance against a major at-fault accident wiping out your savings.

What does an umbrella policy cover?

It adds liability limits on top of your auto, home, boat, and rental property policies. It also covers certain claims your underlying policies exclude, like libel, slander, or false arrest. It does not cover your own property damage or injuries.

Why does umbrella require higher underlying limits?

Carriers require you to carry $250k/$500k auto and $300k home liability before an umbrella attaches. This keeps the umbrella layer affordable. We'll bundle the whole stack so you meet the underlying minimums without gaps.

Umbrella Insurance in Illinois