How fast can I get an insurance quote from Amsure?

Amsure provides instant ballpark quotes in under 30 seconds through our AI-powered quote engine. We compare rates from 40+ top carriers to find you the best coverage at the lowest price. For a fully bound policy, our agents can finalize your quote within 24 hours.

What types of insurance does Amsure offer?

Amsure offers comprehensive personal and commercial insurance including: Auto Insurance, Homeowners Insurance, Renters Insurance, Landlord Insurance, Motorcycle Insurance, RV Insurance, Classic Car Insurance, Umbrella Insurance, General Liability, Business Owner's Policy (BOP), Workers' Compensation, Commercial Auto, Professional Liability (E&O), and Trucking Insurance.

Is Amsure licensed to sell insurance in Illinois?

Yes, Amsure Co. is a fully licensed insurance producer in the State of Illinois, regulated by the Illinois Department of Insurance. We maintain all required licenses and comply with all Illinois insurance regulations, including continuing education requirements for all producers.

How many insurance carriers does Amsure work with?

Amsure partners with 40+ A-rated insurance carriers to provide our clients with the most competitive rates and broadest coverage options. Our AI technology compares quotes across all carriers simultaneously to find the best value for your specific risk profile.

Does Amsure offer commercial insurance for businesses?

Yes, Amsure specializes in commercial insurance including General Liability, Business Owner's Policy (BOP), Workers' Compensation, Commercial Auto, Professional Liability, Cyber Liability, and customized commercial packages. We serve businesses of all sizes from startups to enterprises across Illinois and nationwide.

Can I manage my insurance policy online with Amsure?

Yes, Amsure provides a secure online Client Portal where you can view your policies, download certificates of insurance, file claims, make payments, request policy changes, and communicate directly with your dedicated agent 24/7.

Is workers comp required in Illinois?

Yes, Illinois requires workers compensation insurance for almost every employer with one or more employees, including part-time. Owners-only businesses can sometimes exempt, but most employees (including corporate officers) must be covered.

How are workers comp rates determined?

Rates are set per $100 of payroll based on job classification codes, claims history (experience modifier), and the state's approved rates. Our team audits your class codes — misclassification is the single biggest cause of overpaying.

Workers' Compensation in Illinois